BCBSNC BLUEADVANTAGE PDF

Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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Access your blueadavntage information, plus health information, tools and resources on your secure member site. And you’re covered with unlimited benefits for covered expenses over your lifetime. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. When you receive preventive care out-of-network you may pay more out-of-pocket.

Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting. Choose from a range of options to suit your budget. Serving North Carolina residents since After you meet your deductible, you pay your bcbbsnc amount.

BCBSNC Compare Blue Advantage to Blue Options HSA

You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network. You can choose to purchase maternity or dental coverage with your health care plan. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

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You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses.

Purchase coverage for your dependent children without having to cover yourself. Some Blue Advantage Saver plans offer limited office visits. Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities.

Rates are effective January 1,through December 31, Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC.

You have the freedom to see out-of-network doctors and can visit blueavdantage specialist without referral.

Learn more about our non-discrimination policy and no-cost services available to you. Pre-existing condition waiting periods may also apply.

With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium. Maternity coverage is offered through Blue Advantage at an additional cost. You pay a copayment for prescription drugs.

Compare Plans | BCBSNC

Vlueadvantage a network pharmacy, you pay only a convenient copayment. Before your deductible is met, you pay the total cost of your care. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount.

Dental Blue is a separate product that provides dental-only coverage and is available at blueasvantage additional rate. All three plans offer comprehensive coverage for preventive care. Get a Free Quote.

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BCBSNC Compare Blue Advantage to Blue Options HSA

Both medical and pharmacy claims apply to the same deductible. Deductibles, coinsurance, limitations and exclusions apply to this coverage. Other covered services may be subject to deductible and coinsurance. The content contained in this site is maintained by NCHealthplans.

You’ll have access to the largest provider network in the state, which means many of North Carolina’s best doctors and hospitals are at your fingertips. A separate pharmacy deductible may apply.

Health Plans

Other covered services may be subject to deductible and coinsurance. These services and supplies may be subject to your deductible and coinsurance. For costs and further details about maternity coverage or Dental Blusadvantage, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC.

This plan is eligible for an HSA. You’ll get comprehensive medical coverage at rates that fit your budget.

Contributions are tax-deductible, withdrawals and interest are tax-free. You pay toward hospital costs until your deductible is met.

bcbssnc In some cases you may also pay a separate prescription drug deductible first before you can pay copayments. Includes a variety of services important to your good health.